|Will I have to go to court if I file bankruptcy?
Most persons filing bankruptcy will never appear in a court. However, it is required to appear at a brief hearing (5 to 10 minutes) before a bankruptcy trustee that is called the “Meeting of Creditors.” Attendance at this meeting is mandatory. If you were to not attend your hearing, the likelihood is that your case would be dismissed unless you have a legitimate reason such a medical emergency. The bankruptcy policy is very strict in this regard and most excuses will not be considered. Around 95% of people will have hired and be represented by an attorney at the hearing. Creditors can attend the hearing and ask questions, but the practical reality is that creditors rarely attend these meetings.
The Meeting of Creditors is held in different locations depending in what county and state you live in. The hearing locations vary in both Oregon and Washington. For example, in the Portland metro area, the hearings are held in downtown Portland at the old Gus Solomon Federal Courthouse. For people living in Clark County/Vancouver metro area, their hearings are held in downtown Vancouver at the Federal Building right in front of the Clark County Courthouse. However, for people living in the Salem area, their hearings are held in the Red Lion Inn off Market Street. So the hearing does not have to be held in a court house or Federal building.
Your exact hearing location, date and time will be listed on your official bankruptcy notice that you will receive from the bankruptcy court after your case is filed. Your hearing will be held in front of a bankruptcy trustee. The bankruptcy trustee is not a judge but a trusted person (called a fiduciary) who has been assigned to review your bankruptcy petition, schedules, and other documents; and to ask you questions after you are swore under oath. As mentioned, the meeting with the trustee usually lasts 5 to 10 minutes. If someone has a more complicated bankruptcy, that person's hearing can last longer.
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WHAT BANKRUPTCY CAN DO FOR YOU ?
BANKRUPTCY WILL STOP:
• MEDICAL COLLECTIONS
• CREDIT CARD COLLECTIONS
• TAX COLLECTIONS
• OTHER TYPES OF COLLECTIONS
• HARRASSING PHONE CALLS
• FINANCIAL DISTRESS
BANKRUPTCY WILL PROTECT:
• VALUABLE ASSETS
• YOUR FINANCIAL FUTURE
• YOUR CHILDREN'S FUTURE
• YOUR PIECE OF MIND
CALL US TODAY, WE CAN HELP !
CALL NOW AT - (503) 808-9032
BEAVERTON (Main Office)
12655 SW Center St., Suite 120
Beaverton, Oregon 97005
* By Appointment Only *
Located in the 6-story CASCADE PLAZA WEST building (a white building with blue roof segments) in Beaverton near Hwy. 217, SW Canyon Rd., and Cedar Hills Blvd. The building is on the corner of SW Center St. and Hall St. Only three (3) blocks from the Beaverton Central Max train stop (Blue line), near the "Beaverton Round."
Parking is free. Handicap access ramps and elevators located at the ground floor entry.
Upcoming Office this year!
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Conveniently located in Hillsboro.
Parking is free.
We closed our downtown location and a new more convenient location to be announced this year.
* By Appointment Only *
CALL US TODAY TO START LIVING DEBT FREE!
*** WE CAN HELP ***
|Reviews, Rating and Affiliations
I must say Scott is they best to work with, he has gone way out of his way to help my wife and I with a chapter 7, he was amazing to work with, if you plan to file you must check with Scott first, he even has 2 locations, Scott would get 10 stars if it would let me rate that high.
- Rick T.
We hired Mr. Hutchinson in early 2011 to represent us in filing for bankruptcy. I had interviewed two other attorneys in Portland prior to selecting him. Mr. Hutchinson is a very professional and knowledgeable attorney. The filing process went very smoothly for and we were discharged successfully. We are very happy that we found him.- Jody H.
No one wants to be in the position to have to file for bankruptcy. It's humiliating no matter what the circumstances. My experience with Mr. Hutchinson was excellent. I was made to feel like a person and not just another case. Not only was I filing for bankruptcy, to top it off my case was extremely difficult (which I am told is highly unusual) as I was right on the border between being able to file a 7 or 13. It created a lot of additional work and hassle for Mr. Hutchinson. Regardless of how frustrating that may have been, I was consistently treated with respect, patience and professionalism throughout the entire process. He went more than the extra mile for me. If you find you are in a position to file bankruptcy I would strongly suggest Mr. Hutchinson's services.
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